Karol Smith

Karol Smith is a distinguished author and thought leader in the realms of new technologies and financial technology (fintech). She holds a Master’s degree in Information Systems from the prestigious University of North Carolina at Charlotte, where she developed a profound understanding of the intersection between technology and finance. With over a decade of experience in the industry, Karol has contributed significantly to various innovative projects, including her tenure at Bank of New York Mellon, where she played a crucial role in shaping digital transformation strategies. Her insightful analyses and forward-thinking perspectives make her writings a valuable resource for professionals and enthusiasts alike, as she navigates the complexities of emerging technologies in the modern financial landscape. Karol's work continues to inspire dialogue and innovation within the fintech community.